A Tip for Individuals who are thinking about Retirement

Reports of a trade war between Canada and the United States have been growing increasingly louder since March 2018, when U.S. President Donald Trump announced that he planned to impose steep tariffs on steel and aluminum from three of America's biggest trading partners, including Canada, Mexico, and the European Union.

Since Mr. Trump’s announcement over three months ago, stock markets around the world have been on somewhat of a wild ride, making older Canadians who are considering retiring within the next five to ten years understandably nervous about their investments. For his fellow citizens who are thinking about how these current events could affect whether they are able to retire within the timeframe they anticipate, he says the most important thing anyone can do is not try to time the market.

“Remember that abandoning the stock market to reduce potential losses could mean missing out on potential financial gains when the market recovers,” Leslie Griesdorf shares. “Even though no stock market recovery can be guaranteed, if you withdraw your investments during a decline or tumultuous few months, it means that unless you get back in at the right time, you will certainly miss out on the full benefit when the market recovers.”

Dr. Leslie Griesdorf: Building Up to Working Less

Dr. Leslie Griesdorf is a semi-retired professional who went from working day and night with patients as an oral surgeon to enjoy free time as an investor. He retired from dentistry in 2004 and now trades in the stock market, watches the History channel and goes out with loved ones to fill up his days.

Working less and enjoying a relaxed life like Dr. Leslie Griesdorf’s is a goal of many, but few accomplish it. Tips like these can help you build up to working less so you can spend more time doing things you love:

 

• Work More (At First)

It sounds counter-intuitive, but start working on a profession you can do from home in addition to your current job. This will help you build income on the side that will eventually grow large enough to become your primary source of money, so pick something you love. Like Mr. Griesdorf did with investing, for example.

 

• Spend Less

You don’t need Dr. Leslie Griesdorf’s experience to know that if you spend less, you can save more and avoid the demand to work extra hours for more income. Reduce your spending, put extra money in savings and use it to retire early or to fund your side career. 

Dr. Leslie Griesdorf: Health and Wellness

Dr. Leslie Griesdorf is a retired dentist who values health and wellness practices in addition to his part-time career as an investor. He was born and raised in Toronto and says his parents were “ordinary working class who just made ends meet.” Dr. Griesdorf attended Grace Street Public School before enrolling with McMurrich Public School. He then attended Oakwood Collegiate between 1959 and 1964. Since high school, he’s exercised at least four times a week, every week.

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Dr. Leslie Griesdorf: How to Start Investing

Dr. Leslie Griesdorf retired from his private dental practice in 2004 and now enjoys a part-time career as an investment professional. Dentist Leslie Griesdorf 's learned much about trading in the stock market over the past decade, and he’s built a solid investment portfolio that continues to grow. Whenever possible, he offers investing advice to his friends and family so they too can enjoy financial freedom.

If you’d like to join Dr. Leslie Griesdorf and start investing, the following points will help you pick the safest way to start making your money work for you:

• Open a Retirement Account

If you don’t have a retirement account, now’s the time to open one. It’s an excellent way to start investing for your future, and it’ll help you ensure financial security when you’re ready to stop working. Contribute as much as possible to your retirement account before you begin investing your money elsewhere.

• Research the Investment Landscape

Pick up a beginner’s book on investing and read it cover-to-cover before you do anything more than save for retirement. Make sure it’s a recent edition that keeps up with the modern investment landscape – when you’re done with the book, you’ll have a better heading for where you’d like to put your money.

If you’re ready to start investing today, consider a conversation with someone like Dr. Leslie Griesdorf or with a local financial investor before you begin.

Dr. Leslie Griesdorf: Are You Ready to Invest?

Dr. Leslie Griesdorf is a retired dentist who earned a reputation for his trustworthy, friendly demeanor over nearly four decades of practice. Today, he’s enjoying semi-retirement as an investment professional and, since 2004, he’s steadily increased his understanding of the stock market.

Investing is a big step, even for retired professionals like Dr. Leslie Griesdorf, and it’s critical to begin at the right time. The following points will help you determine if you’re ready to invest or if you still have some preparing to do:

• Are You in Debt? If you have credit card debt, or another high-interest debt account that needs to be paid off, you’re not ready to invest. Take care of your debts and then worry about investing to grow your finances as quickly as possible.  

• Do You Have Savings? If you don’t have savings to fall back on in hard times, you’re not ready to invest. Most successful investors keep an emergency savings account to protect them from unforeseen issues in addition to the money they place into investments.

For a deeper look at your personal wealth situation, consult with someone like dentist Leslie Griesdorf from your close circle of friends or contact a financial advisor today. Sometimes an outside opinion can help you see something you’re missing.

Leslie Griesdorf: Oral Health Starts at Home

Leslie Griesdorf understands the importance maintaining an adequate, consistent oral care routine. A Toronto-area dentist for over three decades, Leslie Griesdorf Dentist worked with to encourage patients to become more active participants in their own oral health; to show his patients that a large part of any healthy smile is the discipline to brush, floss and maintain healthy teeth and gums on a regular and consistent basis.

 As Leslie Griesdorf knows, there are generally-accepted oral care behaviors that enable anyone to take control over their own oral health, and to work toward the bright and beautiful smile they deserve. For starters:

Brush Twice a Day

The “brush your teeth twice a day” mantra has been a favorite of dentists for decades, though it is no less true today than it was 30, 40, even 50 years ago. It’s important for patients to commit themselves to the 2-a-day routine, and to practice a technique that thoroughly cleans every area of their mouths during each session.

Replace Your Toothbrush When Necessary

Toothbrushes, like anything else, lose their effectiveness over time. It’s important to replace brushes every 3-4 months, or when the brush becomes frayed or damaged.

Floss Thoroughly and Regularly 

Flossing is perhaps the most overlooked of oral health behaviors, but also perhaps one of the most important. Thorough, regular flossing is key to the prevention of gingivitis, plaque and gum disease. 

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Leslie Griesdorf: The Value of Exercise

Leslie Griesdorf takes his health and his longevity seriously. A retired dentist of the Toronto community, Leslie Griesdorf devotes time every week to a well-established workout routine; something that not only keeps him physically active, but which is central to maintaining good physical fitness, a healthy body and the physical and mental alertness he needs to get the most from retirement.

Leslie Griesdorf has been exercising, up to four times every week, since his high school days, and shows no signs of giving up that routine anytime soon. Griesdorf values not only what regular exercise does for both his mind and body, but the benefits it has provided him throughout much of his life.

Regular exercise can:

Improve your mood. Whether you’re in need of an emotional boost or would simply like to vent some stress, a physical workout provides a great way to elevate your mood.

Help control your weight. When performed on a regular basis, exercise can help you shed and keep off those extra, unwanted pounds. Physical activity burns off calories and when combined with a healthy diet, can be a great way to achieve a healthier weight.

Disease and ailment prevention. Regular exercise is key to staving off such conditions as heart disease, stroke, diabetes and even some forms of cancer.

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